Public and Products Liability

• Target Class

  • amusement parks
  • builders of commercial premises and/or dwellings
  • brothels
  • demolition involving implosion
  • frequency loss accounts
  • slip and fall accounts (e.g., shopping centers, supermarkets)
  • hotels
  • hospitals
  • labour hire (referred to sura labour hire pty ltd)
  • mining operators
  • nursing homes/aged care
  • project managers
  • risks involving children (except playground manufacturing, installation, repair)
  • risks easily placed through online quotation systems
  • security guards (including bouncers, crowd control)
  • sporting risks
  • trampoline centers
  • tips and/or landfill sites

• Product Documents

  Application form Public and Products Liability

  Fact sheet Public and Products Liability

  Policy wording Public and Products Liability

  Webpage Public and Products Liability

• Coverage

  • Commercial General Liability
  • Personal Liability
  • Product Liability

  • Property Damage
  • Public Liability

• Exclusions

  • advertising liability
  • aircraft products
  • asbestos
  • contractual liabilities
  • cyber liability
  • defamation
  • employment practices liabilities
  • exports to the USA / Canada
  • high hazard operations, occupancies and products
  • loss of use, depreciation, wear and tear, rust and corrosion
  • pollution

  • product defect
  • product recall
  • professional liability
  • radioactive goods
  • taxes, fines, penalties
  • territorial limits
  • war
  • watercraft more than 3m long and powered by a motor
  • welding and hot work activities
  • workmanship, infestation and dilapidation

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