The hospitality industry is full of potential risks that can affect workers, customers, event organisation, property and equipment. It is therefore important to consider the correct type of coverage required in order to protect the appropriate risk. Hospitality can cover anything from hotels, to catering, special events, festivals or nightclubs. Each type of client will have their own specific needs and common potential risks that are relevant to their service. Cooking, slipping and falls may be the most common type of incident to occur within the hospitality industry but a whole range of other risks also need to be considered.
Construction insurance is required for any type of construction project, whether it is a new build project, or an addition or renovation to an existing building. Due to the intricate and complicated nature of construction work, there are a great deal of things to consider which require cover. Whether the client is a property owner or a project contractor, there are many different types of coverage available to suit the required needs.
Directors and Officers (D&O) insurance is liability insurance for the protection of directors and officers of a business, company or organization, or the actual organization itself. This may be due to a lawsuit taken against the company or those responsible for it, resulting in an expensive court case or damages.