Medical Cash Plan

• Target Class

  • individuals aged 16-69 years old 
  • individuals who need medical treatments (such as dental, optical, physiotherapy and hospital admission)

• Product Documents

  Supplemental form Medical Cash Plan - Individual Paid , Medical Cash Plan - Employee Paid , Medical Cash Plan - Company Paid , Medical Cash Plan - Policy Summary

  Webpage Medical Cash Plan

• Coverage

  • Bodily Injury

• Exclusions

  • alcohol or substance abuse
  • chronic and long-term medical conditions (not applicable to dental or optical benefits)
  • cosmetic procedures
  • criminal activities
  • HIV, AIDS and related conditions
  • hospitalisation relating to pregnancy, childbirth and fertility

  • pre-existing medical conditions (not applicable to dental or optical benefits)
  • psychiatric conditions or mental illness
  • self-inflicted injuries
  • the insured is a member of HM Forces
  • treatments received in health resorts, nature cure clinics, or similar establishments
  • war, terrorism and dangerous substance contamination

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